Proverbs 21:17 He that loveth pleasure shall be a poor man: he that loveth wine and oil shall not be rich.

Pretty simple explanation of the poverty problem here. If you love pleasures and fine things you will be poor. You will always be spending more than you make. So to be financially stable you will need to say no to pleasures.

It also easy to redefine pleasures as needs and fine things as expected but this will keep you poor.

The secret to making money is as much in controlling outgo as it is in raising your income.

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